Call reports 2008
FIRST BETHANY BANK & TRUST — 2008
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 131,396,000 | 136,028,000 | 140,011,000 | 145,663,000 |
| Total loans | 73,973,000 | 72,670,000 | 75,632,000 | 76,446,000 |
| Allowance for loan losses | 711,000 | 695,000 | 710,000 | 763,000 |
| Securities available for sale | 43,291,000 | 44,311,000 | 48,131,000 | 52,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,830,000 | 102,547,000 | 104,364,000 | 109,312,000 |
| Interest-bearing deposits | 67,444,000 | 71,508,000 | 74,829,000 | 78,448,000 |
| Noninterest-bearing deposits | 30,386,000 | 31,039,000 | 29,535,000 | 30,864,000 |
| Equity capital | 11,607,000 | 10,834,000 | 11,483,000 | 12,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,532,000 | 5,224,000 | 6,956,000 |
| Interest expense | 585,000 | 1,107,000 | 1,616,000 | 2,124,000 |
| Net interest income | 1,225,000 | 2,425,000 | 3,608,000 | 4,832,000 |
| Noninterest income | 265,000 | 533,000 | 731,000 | 970,000 |
| Noninterest expense | 1,052,000 | 2,061,000 | 3,039,000 | 4,047,000 |
| Provision for loan losses | 18,000 | 30,000 | 42,000 | 89,000 |
| Pretax income | 559,000 | 1,010,000 | 1,401,000 | 1,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 559,000 | 1,010,000 | 1,401,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,337,000 | 11,423,000 | 11,489,000 | 11,593,000 |
| Total capital | 12,048,000 | 12,118,000 | 12,199,000 | 12,356,000 |
| Risk-weighted assets | 90,254,000 | 89,541,000 | 91,935,000 | 96,011,000 |