Call reports 2007
FIRST BETHANY BANK & TRUST — 2007
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 124,286,000 | 123,780,000 | 124,147,000 | 131,583,000 |
| Total loans | 68,290,000 | 68,942,000 | 67,206,000 | 71,971,000 |
| Allowance for loan losses | 650,000 | 673,000 | 674,000 | 692,000 |
| Securities available for sale | 42,397,000 | 43,553,000 | 44,571,000 | 44,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,934,000 | 92,537,000 | 93,857,000 | 99,534,000 |
| Interest-bearing deposits | 68,284,000 | 66,831,000 | 68,383,000 | 68,521,000 |
| Noninterest-bearing deposits | 24,650,000 | 25,706,000 | 25,474,000 | 31,013,000 |
| Equity capital | 10,220,000 | 9,711,000 | 10,509,000 | 11,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,791,000 | 5,646,000 | 7,566,000 |
| Interest expense | 661,000 | 1,357,000 | 2,033,000 | 2,684,000 |
| Net interest income | 1,239,000 | 2,434,000 | 3,613,000 | 4,882,000 |
| Noninterest income | 258,000 | 548,000 | 860,000 | 1,122,000 |
| Noninterest expense | 1,031,000 | 2,048,000 | 3,088,000 | 4,127,000 |
| Provision for loan losses | 6,000 | 18,000 | 18,000 | 38,000 |
| Pretax income | 460,000 | 916,000 | 1,327,000 | 1,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 916,000 | 1,327,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,036,000 | 11,217,000 | 11,303,000 | 11,279,000 |
| Total capital | 11,686,000 | 11,890,000 | 11,977,000 | 11,971,000 |
| Risk-weighted assets | 81,626,000 | 83,686,000 | 83,265,000 | 89,357,000 |