Call reports 2006
FIRST BETHANY BANK & TRUST — 2006
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 126,748,000 | 124,602,000 | 119,139,000 | 123,111,000 |
| Total loans | 67,754,000 | 70,339,000 | 67,101,000 | 68,758,000 |
| Allowance for loan losses | 678,000 | 692,000 | 691,000 | 644,000 |
| Securities available for sale | 46,011,000 | 43,397,000 | 41,332,000 | 39,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,825,000 | 96,232,000 | 91,068,000 | 94,191,000 |
| Interest-bearing deposits | 70,695,000 | 67,355,000 | 65,977,000 | 67,673,000 |
| Noninterest-bearing deposits | 29,130,000 | 28,877,000 | 25,092,000 | 26,518,000 |
| Equity capital | 8,801,000 | 8,480,000 | 9,152,000 | 9,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,491,000 | 5,271,000 | 7,052,000 |
| Interest expense | 509,000 | 1,080,000 | 1,668,000 | 2,290,000 |
| Net interest income | 1,208,000 | 2,411,000 | 3,603,000 | 4,762,000 |
| Noninterest income | 324,000 | 604,000 | 889,000 | 1,279,000 |
| Noninterest expense | 1,040,000 | 2,038,000 | 3,065,000 | 4,024,000 |
| Provision for loan losses | 16,000 | 29,000 | 29,000 | 29,000 |
| Pretax income | 477,000 | 940,000 | 1,390,000 | 1,955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 940,000 | 1,390,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,267,000 | 10,431,000 | 10,531,000 | 10,926,000 |
| Total capital | 10,945,000 | 11,123,000 | 11,222,000 | 11,570,000 |
| Risk-weighted assets | 84,226,000 | 85,856,000 | 81,683,000 | 82,672,000 |