Call reports 2004
FIRST BETHANY BANK & TRUST — 2004
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 122,986,000 | 125,296,000 | 126,656,000 | 126,385,000 |
| Total loans | 50,157,000 | 53,726,000 | 54,640,000 | 56,428,000 |
| Allowance for loan losses | 560,000 | 565,000 | 573,000 | 577,000 |
| Securities available for sale | 58,618,000 | 56,178,000 | 58,156,000 | 60,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,486,000 | 99,794,000 | 98,772,000 | 98,218,000 |
| Interest-bearing deposits | 73,193,000 | 73,503,000 | 74,269,000 | 73,753,000 |
| Noninterest-bearing deposits | 21,293,000 | 26,291,000 | 24,503,000 | 24,465,000 |
| Equity capital | 10,041,000 | 9,025,000 | 10,056,000 | 9,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,718,000 | 4,106,000 | 5,570,000 |
| Interest expense | 338,000 | 667,000 | 993,000 | 1,340,000 |
| Net interest income | 1,005,000 | 2,051,000 | 3,113,000 | 4,230,000 |
| Noninterest income | 323,000 | 668,000 | 1,027,000 | 1,356,000 |
| Noninterest expense | 1,033,000 | 2,110,000 | 3,192,000 | 4,271,000 |
| Provision for loan losses | 0 | -175,000 | -150,000 | -150,000 |
| Pretax income | 395,000 | 904,000 | 1,348,000 | 1,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 395,000 | 904,000 | 1,348,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,562,000 | 9,921,000 | 10,116,000 | 9,822,000 |
| Total capital | 10,122,000 | 10,486,000 | 10,689,000 | 10,399,000 |
| Risk-weighted assets | 69,074,000 | 72,794,000 | 74,868,000 | 75,304,000 |