Call reports 2002
FIRST BETHANY BANK & TRUST — 2002
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 106,063,000 | 115,772,000 | 121,736,000 | 119,674,000 |
| Total loans | 48,064,000 | 49,337,000 | 50,337,000 | 49,076,000 |
| Allowance for loan losses | 638,000 | 641,000 | 612,000 | 608,000 |
| Securities available for sale | 47,745,000 | 57,827,000 | 61,717,000 | 60,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,837,000 | 88,176,000 | 92,998,000 | 89,414,000 |
| Interest-bearing deposits | 69,067,000 | 67,490,000 | 73,511,000 | 69,923,000 |
| Noninterest-bearing deposits | 18,770,000 | 20,686,000 | 19,487,000 | 19,491,000 |
| Equity capital | 9,852,000 | 10,550,000 | 10,972,000 | 10,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,250,000 | 4,882,000 | 6,373,000 |
| Interest expense | 489,000 | 977,000 | 1,478,000 | 1,955,000 |
| Net interest income | 1,108,000 | 2,273,000 | 3,404,000 | 4,418,000 |
| Noninterest income | 255,000 | 499,000 | 775,000 | 1,066,000 |
| Noninterest expense | 1,029,000 | 2,115,000 | 3,165,000 | 4,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 717,000 | 1,488,000 | 1,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 717,000 | 1,488,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,281,000 | 9,285,000 | 9,695,000 | 9,249,000 |
| Total capital | 9,919,000 | 9,926,000 | 10,307,000 | 9,857,000 |
| Risk-weighted assets | 59,291,000 | 61,290,000 | 66,532,000 | 65,903,000 |