Call reports 2018
FIRST NATIONAL BANK OF PARK FALLS, THE — 2018
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,845,000 | 144,051,000 | 141,728,000 | 145,212,000 |
| Total loans | 74,820,000 | 76,661,000 | 78,007,000 | 81,404,000 |
| Allowance for loan losses | 684,000 | 716,000 | 749,000 | 567,000 |
| Securities available for sale | 48,953,000 | 48,973,000 | 46,450,000 | 45,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,436,000 | 128,657,000 | 125,496,000 | 127,697,000 |
| Interest-bearing deposits | 118,384,000 | 112,382,000 | 109,008,000 | 111,944,000 |
| Noninterest-bearing deposits | 14,052,000 | 16,275,000 | 16,488,000 | 15,753,000 |
| Equity capital | 14,212,000 | 13,909,000 | 13,619,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,728,000 | 4,133,000 | 5,557,000 |
| Interest expense | 213,000 | 425,000 | 657,000 | 914,000 |
| Net interest income | 1,126,000 | 2,303,000 | 3,476,000 | 4,643,000 |
| Noninterest income | 93,000 | 224,000 | 348,000 | 454,000 |
| Noninterest expense | 813,000 | 1,654,000 | 2,515,000 | 3,320,000 |
| Provision for loan losses | 36,000 | 43,000 | 75,000 | 127,000 |
| Pretax income | 370,000 | 830,000 | 1,237,000 | 1,653,000 |
| Income tax | -1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 371,000 | 829,000 | 1,235,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,767,000 | 14,558,000 | 14,631,000 | 14,712,000 |
| Total capital | 15,451,000 | 15,274,000 | 15,380,000 | 15,279,000 |
| Risk-weighted assets | 82,810,000 | 85,088,000 | 86,745,000 | 88,838,000 |