Call reports 2017
FIRST NATIONAL BANK OF PARK FALLS, THE — 2017
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,165,000 | 137,266,000 | 136,830,000 | 143,089,000 |
| Total loans | 75,892,000 | 74,341,000 | 74,951,000 | 77,302,000 |
| Allowance for loan losses | 614,000 | 625,000 | 661,000 | 648,000 |
| Securities available for sale | 44,336,000 | 45,343,000 | 45,547,000 | 45,761,000 |
| Securities held to maturity | 3,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,605,000 | 122,508,000 | 120,416,000 | 128,377,000 |
| Interest-bearing deposits | 111,445,000 | 107,700,000 | 105,656,000 | 114,571,000 |
| Noninterest-bearing deposits | 13,160,000 | 14,808,000 | 14,760,000 | 13,806,000 |
| Equity capital | 14,361,000 | 14,480,000 | 14,543,000 | 14,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,619,000 | 3,959,000 | 5,305,000 |
| Interest expense | 192,000 | 377,000 | 564,000 | 764,000 |
| Net interest income | 1,100,000 | 2,242,000 | 3,395,000 | 4,541,000 |
| Noninterest income | 122,000 | 282,000 | 419,000 | 538,000 |
| Noninterest expense | 798,000 | 1,606,000 | 2,404,000 | 3,210,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 389,000 | 847,000 | 1,306,000 | 1,730,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 389,000 | 847,000 | 1,305,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,357,000 | 14,166,000 | 14,298,000 | 14,396,000 |
| Total capital | 14,971,000 | 14,791,000 | 14,959,000 | 15,044,000 |
| Risk-weighted assets | 83,991,000 | 83,551,000 | 83,753,000 | 85,216,000 |