Call reports 2016
FIRST NATIONAL BANK OF PARK FALLS, THE — 2016
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,182,000 | 137,179,000 | 135,695,000 | 135,949,000 |
| Total loans | 72,920,000 | 75,008,000 | 75,281,000 | 75,512,000 |
| Allowance for loan losses | 534,000 | 569,000 | 577,000 | 597,000 |
| Securities available for sale | 48,035,000 | 46,063,000 | 45,644,000 | 42,275,000 |
| Securities held to maturity | 22,000 | 16,000 | 9,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,553,000 | 118,002,000 | 119,378,000 | 118,986,000 |
| Interest-bearing deposits | 111,597,000 | 105,900,000 | 106,282,000 | 104,609,000 |
| Noninterest-bearing deposits | 11,956,000 | 12,102,000 | 13,096,000 | 14,377,000 |
| Equity capital | 14,428,000 | 14,664,000 | 14,729,000 | 13,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,572,000 | 3,884,000 | 5,193,000 |
| Interest expense | 175,000 | 341,000 | 515,000 | 692,000 |
| Net interest income | 1,098,000 | 2,231,000 | 3,369,000 | 4,501,000 |
| Noninterest income | 98,000 | 240,000 | 368,000 | 490,000 |
| Noninterest expense | 838,000 | 1,658,000 | 2,467,000 | 3,274,000 |
| Provision for loan losses | 36,000 | 73,000 | 110,000 | 146,000 |
| Pretax income | 337,000 | 796,000 | 1,216,000 | 1,633,000 |
| Income tax | -2,000 | -1,000 | 0 | 1,000 |
| Net income | 339,000 | 797,000 | 1,216,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,635,000 | 13,612,000 | 13,792,000 | 13,969,000 |
| Total capital | 14,169,000 | 14,181,000 | 14,369,000 | 14,566,000 |
| Risk-weighted assets | 80,097,000 | 81,172,000 | 81,512,000 | 82,217,000 |