Call reports 2015
FIRST NATIONAL BANK OF PARK FALLS, THE — 2015
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,276,000 | 129,336,000 | 132,499,000 | 136,562,000 |
| Total loans | 68,420,000 | 70,412,000 | 71,400,000 | 73,260,000 |
| Allowance for loan losses | 625,000 | 663,000 | 564,000 | 611,000 |
| Securities available for sale | 49,386,000 | 46,995,000 | 46,489,000 | 45,345,000 |
| Securities held to maturity | 54,000 | 47,000 | 40,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,585,000 | 113,243,000 | 118,297,000 | 122,278,000 |
| Interest-bearing deposits | 108,137,000 | 101,428,000 | 104,303,000 | 108,845,000 |
| Noninterest-bearing deposits | 12,448,000 | 11,815,000 | 13,994,000 | 13,433,000 |
| Equity capital | 14,507,000 | 13,872,000 | 13,907,000 | 14,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,502,000 | 3,772,000 | 5,061,000 |
| Interest expense | 161,000 | 313,000 | 468,000 | 631,000 |
| Net interest income | 1,083,000 | 2,189,000 | 3,304,000 | 4,430,000 |
| Noninterest income | 123,000 | 239,000 | 334,000 | 457,000 |
| Noninterest expense | 793,000 | 1,578,000 | 2,394,000 | 3,235,000 |
| Provision for loan losses | 36,000 | 72,000 | 110,000 | 156,000 |
| Pretax income | 417,000 | 867,000 | 1,239,000 | 1,623,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 416,000 | 864,000 | 1,235,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,640,000 | 13,749,000 | 13,462,000 | 13,574,000 |
| Total capital | 14,265,000 | 14,412,000 | 14,026,000 | 14,185,000 |
| Risk-weighted assets | 73,833,000 | 74,111,000 | 76,196,000 | 78,208,000 |