Call reports 2014
FIRST NATIONAL BANK OF PARK FALLS, THE — 2014
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,956,000 | 126,891,000 | 129,761,000 | 129,507,000 |
| Total loans | 67,191,000 | 68,666,000 | 69,593,000 | 68,684,000 |
| Allowance for loan losses | 618,000 | 595,000 | 623,000 | 591,000 |
| Securities available for sale | 45,973,000 | 47,283,000 | 46,595,000 | 45,730,000 |
| Securities held to maturity | 94,000 | 84,000 | 72,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,891,000 | 112,084,000 | 115,009,000 | 115,190,000 |
| Interest-bearing deposits | 104,446,000 | 101,487,000 | 103,227,000 | 103,102,000 |
| Noninterest-bearing deposits | 10,445,000 | 10,597,000 | 11,782,000 | 12,088,000 |
| Equity capital | 12,881,000 | 13,553,000 | 13,877,000 | 14,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,461,000 | 3,748,000 | 5,002,000 |
| Interest expense | 171,000 | 344,000 | 517,000 | 681,000 |
| Net interest income | 1,025,000 | 2,117,000 | 3,231,000 | 4,321,000 |
| Noninterest income | 170,000 | 370,000 | 535,000 | 701,000 |
| Noninterest expense | 819,000 | 1,650,000 | 2,535,000 | 3,427,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 116,000 |
| Pretax income | 395,000 | 872,000 | 1,258,000 | 1,610,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 395,000 | 870,000 | 1,255,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,838,000 | 13,002,000 | 13,180,000 | 13,324,000 |
| Total capital | 13,456,000 | 13,597,000 | 13,803,000 | 13,915,000 |
| Risk-weighted assets | 71,963,000 | 72,221,000 | 73,290,000 | 71,901,000 |