Call reports 2013
FIRST NATIONAL BANK OF PARK FALLS, THE — 2013
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,684,000 | 115,199,000 | 118,416,000 | 118,444,000 |
| Total loans | 66,022,000 | 65,810,000 | 66,794,000 | 67,264,000 |
| Allowance for loan losses | 594,000 | 572,000 | 600,000 | 609,000 |
| Securities available for sale | 38,371,000 | 37,856,000 | 40,436,000 | 38,383,000 |
| Securities held to maturity | 489,000 | 453,000 | 424,000 | 402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,227,000 | 103,207,000 | 102,950,000 | 106,040,000 |
| Interest-bearing deposits | 96,826,000 | 91,995,000 | 90,993,000 | 94,614,000 |
| Noninterest-bearing deposits | 10,401,000 | 11,212,000 | 11,957,000 | 11,426,000 |
| Equity capital | 13,200,000 | 11,680,000 | 12,155,000 | 12,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,313,000 | 3,504,000 | 4,699,000 |
| Interest expense | 207,000 | 401,000 | 580,000 | 748,000 |
| Net interest income | 956,000 | 1,912,000 | 2,924,000 | 3,951,000 |
| Noninterest income | 154,000 | 335,000 | 494,000 | 658,000 |
| Noninterest expense | 795,000 | 1,554,000 | 2,342,000 | 3,220,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 109,000 |
| Pretax income | 288,000 | 697,000 | 1,114,000 | 1,496,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 288,000 | 696,000 | 1,112,000 | 1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,984,000 | 11,886,000 | 12,197,000 | 12,473,000 |
| Total capital | 12,578,000 | 12,458,000 | 12,797,000 | 13,082,000 |
| Risk-weighted assets | 67,634,000 | 66,950,000 | 67,642,000 | 69,115,000 |