Call reports 2012
FIRST NATIONAL BANK OF PARK FALLS, THE — 2012
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,138,000 | 112,651,000 | 112,735,000 | 117,224,000 |
| Total loans | 59,622,000 | 62,075,000 | 63,468,000 | 66,845,000 |
| Allowance for loan losses | 525,000 | 515,000 | 542,000 | 567,000 |
| Securities available for sale | 44,012,000 | 40,894,000 | 39,812,000 | 36,442,000 |
| Securities held to maturity | 660,000 | 614,000 | 571,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,460,000 | 99,675,000 | 99,246,000 | 103,609,000 |
| Interest-bearing deposits | 93,347,000 | 89,279,000 | 88,564,000 | 91,975,000 |
| Noninterest-bearing deposits | 9,113,000 | 10,396,000 | 10,682,000 | 11,634,000 |
| Equity capital | 12,450,000 | 12,674,000 | 13,055,000 | 13,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,487,000 | 3,710,000 | 4,916,000 |
| Interest expense | 265,000 | 519,000 | 758,000 | 975,000 |
| Net interest income | 973,000 | 1,968,000 | 2,952,000 | 3,941,000 |
| Noninterest income | 156,000 | 323,000 | 492,000 | 642,000 |
| Noninterest expense | 756,000 | 1,499,000 | 2,306,000 | 3,185,000 |
| Provision for loan losses | 27,000 | 55,000 | 82,000 | 110,000 |
| Pretax income | 346,000 | 826,000 | 1,226,000 | 1,550,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 4,000 |
| Net income | 345,000 | 824,000 | 1,222,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,057,000 | 11,164,000 | 11,372,000 | 11,696,000 |
| Total capital | 11,582,000 | 11,679,000 | 11,914,000 | 12,263,000 |
| Risk-weighted assets | 63,920,000 | 64,561,000 | 64,777,000 | 68,530,000 |