Call reports 2011
FIRST NATIONAL BANK OF PARK FALLS, THE — 2011
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,605,000 | 103,248,000 | 105,699,000 | 107,500,000 |
| Total loans | 57,312,000 | 58,278,000 | 58,945,000 | 60,017,000 |
| Allowance for loan losses | 462,000 | 488,000 | 516,000 | 536,000 |
| Securities available for sale | 37,884,000 | 35,405,000 | 39,507,000 | 37,273,000 |
| Securities held to maturity | 871,000 | 820,000 | 765,000 | 710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,724,000 | 91,499,000 | 90,829,000 | 94,929,000 |
| Interest-bearing deposits | 85,782,000 | 83,036,000 | 81,579,000 | 85,961,000 |
| Noninterest-bearing deposits | 7,942,000 | 8,463,000 | 9,250,000 | 8,968,000 |
| Equity capital | 10,585,000 | 11,475,000 | 12,089,000 | 12,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,606,000 | 3,833,000 | 5,090,000 |
| Interest expense | 315,000 | 628,000 | 931,000 | 1,214,000 |
| Net interest income | 981,000 | 1,978,000 | 2,902,000 | 3,876,000 |
| Noninterest income | 117,000 | 264,000 | 464,000 | 608,000 |
| Noninterest expense | 732,000 | 1,497,000 | 2,299,000 | 3,141,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 110,000 |
| Pretax income | 339,000 | 799,000 | 1,247,000 | 1,558,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 339,000 | 799,000 | 1,247,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,028,000 | 10,371,000 | 10,641,000 | 10,787,000 |
| Total capital | 10,490,000 | 10,859,000 | 11,157,000 | 11,323,000 |
| Risk-weighted assets | 61,572,000 | 61,786,000 | 62,528,000 | 62,731,000 |