Call reports 2010
FIRST NATIONAL BANK OF PARK FALLS, THE — 2010
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 97,525,000 | 96,313,000 | 96,588,000 | 100,238,000 |
| Total loans | 56,199,000 | 56,383,000 | 58,294,000 | 59,961,000 |
| Allowance for loan losses | 377,000 | 394,000 | 412,000 | 439,000 |
| Securities available for sale | 23,602,000 | 25,907,000 | 27,784,000 | 28,239,000 |
| Securities held to maturity | 2,738,000 | 2,664,000 | 1,049,000 | 951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,397,000 | 83,686,000 | 83,907,000 | 89,805,000 |
| Interest-bearing deposits | 77,366,000 | 74,856,000 | 74,922,000 | 80,577,000 |
| Noninterest-bearing deposits | 9,031,000 | 8,830,000 | 8,985,000 | 9,228,000 |
| Equity capital | 10,920,000 | 10,407,000 | 10,928,000 | 10,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,524,000 | 3,804,000 | 5,099,000 |
| Interest expense | 370,000 | 724,000 | 1,073,000 | 1,399,000 |
| Net interest income | 884,000 | 1,800,000 | 2,731,000 | 3,700,000 |
| Noninterest income | 128,000 | 259,000 | 390,000 | 506,000 |
| Noninterest expense | 695,000 | 1,403,000 | 2,110,000 | 2,851,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 110,000 |
| Pretax income | 290,000 | 602,000 | 932,000 | 1,248,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 290,000 | 601,000 | 930,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,205,000 | 9,586,000 | 9,773,000 | 9,931,000 |
| Total capital | 10,582,000 | 9,980,000 | 10,185,000 | 10,370,000 |
| Risk-weighted assets | 58,175,000 | 57,835,000 | 60,050,000 | 61,911,000 |