Call reports 2009
FIRST NATIONAL BANK OF PARK FALLS, THE — 2009
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,165,000 | 90,088,000 | 90,938,000 | 92,304,000 |
| Total loans | 53,609,000 | 53,049,000 | 53,614,000 | 57,186,000 |
| Allowance for loan losses | 319,000 | 311,000 | 339,000 | 362,000 |
| Securities available for sale | 20,356,000 | 20,499,000 | 21,177,000 | 20,586,000 |
| Securities held to maturity | 3,634,000 | 3,500,000 | 2,914,000 | 2,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,108,000 | 78,980,000 | 79,225,000 | 81,542,000 |
| Interest-bearing deposits | 67,146,000 | 70,690,000 | 70,297,000 | 72,359,000 |
| Noninterest-bearing deposits | 8,962,000 | 8,290,000 | 8,928,000 | 9,183,000 |
| Equity capital | 10,829,000 | 10,813,000 | 11,392,000 | 10,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,501,000 | 3,761,000 | 5,029,000 |
| Interest expense | 398,000 | 810,000 | 1,240,000 | 1,623,000 |
| Net interest income | 837,000 | 1,691,000 | 2,521,000 | 3,406,000 |
| Noninterest income | 95,000 | 212,000 | 326,000 | 424,000 |
| Noninterest expense | 641,000 | 1,351,000 | 2,033,000 | 2,733,000 |
| Provision for loan losses | 18,000 | 45,000 | 72,000 | 100,000 |
| Pretax income | 273,000 | 507,000 | 742,000 | 997,000 |
| Income tax | -22,000 | -21,000 | -19,000 | -20,000 |
| Net income | 295,000 | 528,000 | 761,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,449,000 | 10,436,000 | 10,564,000 | 9,915,000 |
| Total capital | 10,768,000 | 10,747,000 | 10,903,000 | 10,277,000 |
| Risk-weighted assets | 53,470,000 | 54,084,000 | 56,061,000 | 59,168,000 |