Call reports 2007
FIRST NATIONAL BANK OF PARK FALLS, THE — 2007
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,273,000 | 74,196,000 | 77,295,000 | 78,739,000 |
| Total loans | 44,339,000 | 44,236,000 | 45,248,000 | 47,486,000 |
| Allowance for loan losses | 347,000 | 357,000 | 348,000 | 293,000 |
| Securities available for sale | 22,678,000 | 22,151,000 | 22,470,000 | 22,397,000 |
| Securities held to maturity | 1,459,000 | 1,459,000 | 2,463,000 | 2,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,774,000 | 64,604,000 | 67,223,000 | 68,541,000 |
| Interest-bearing deposits | 56,846,000 | 56,491,000 | 58,225,000 | 58,939,000 |
| Noninterest-bearing deposits | 7,928,000 | 8,113,000 | 8,998,000 | 9,602,000 |
| Equity capital | 9,213,000 | 9,211,000 | 9,657,000 | 9,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,433,000 | 3,734,000 | 5,027,000 |
| Interest expense | 474,000 | 947,000 | 1,483,000 | 1,974,000 |
| Net interest income | 738,000 | 1,486,000 | 2,251,000 | 3,053,000 |
| Noninterest income | 111,000 | 233,000 | 359,000 | 464,000 |
| Noninterest expense | 633,000 | 1,222,000 | 1,829,000 | 2,412,000 |
| Provision for loan losses | 11,000 | 28,000 | 46,000 | 65,000 |
| Pretax income | 205,000 | 468,000 | 734,000 | 1,037,000 |
| Income tax | -18,000 | -12,000 | -6,000 | 0 |
| Net income | 223,000 | 480,000 | 740,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,445,000 | 9,557,000 | 9,737,000 | 9,355,000 |
| Total capital | 9,792,000 | 9,914,000 | 10,085,000 | 9,648,000 |
| Risk-weighted assets | 44,651,000 | 45,597,000 | 46,140,000 | 48,434,000 |