Call reports 2006
FIRST NATIONAL BANK OF PARK FALLS, THE — 2006
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,695,000 | 71,893,000 | 74,490,000 | 74,245,000 |
| Total loans | 42,420,000 | 43,306,000 | 46,466,000 | 45,978,000 |
| Allowance for loan losses | 353,000 | 316,000 | 316,000 | 339,000 |
| Securities available for sale | 26,253,000 | 24,022,000 | 23,119,000 | 23,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,756,000 | 61,069,000 | 62,332,000 | 64,073,000 |
| Interest-bearing deposits | 55,371,000 | 52,805,000 | 53,413,000 | 54,637,000 |
| Noninterest-bearing deposits | 9,385,000 | 8,264,000 | 8,919,000 | 9,436,000 |
| Equity capital | 8,689,000 | 8,301,000 | 8,859,000 | 9,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,209,000 | 3,380,000 | 4,591,000 |
| Interest expense | 401,000 | 803,000 | 1,216,000 | 1,659,000 |
| Net interest income | 685,000 | 1,406,000 | 2,164,000 | 2,932,000 |
| Noninterest income | 148,000 | 274,000 | 403,000 | 503,000 |
| Noninterest expense | 640,000 | 1,262,000 | 1,915,000 | 2,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 193,000 | 414,000 | 642,000 | 927,000 |
| Income tax | -9,000 | 2,000 | 9,000 | 15,000 |
| Net income | 202,000 | 412,000 | 633,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,233,000 | 9,056,000 | 9,209,000 | 9,420,000 |
| Total capital | 9,586,000 | 9,372,000 | 9,525,000 | 9,759,000 |
| Risk-weighted assets | 44,808,000 | 44,706,000 | 46,220,000 | 47,937,000 |