Call reports 2003
FIRST NATIONAL BANK OF PARK FALLS, THE — 2003
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,797,000 | 76,423,000 | 77,331,000 | 74,791,000 |
| Total loans | 42,605,000 | 42,120,000 | 41,449,000 | 40,634,000 |
| Allowance for loan losses | 363,000 | 370,000 | 408,000 | 408,000 |
| Securities available for sale | 22,482,000 | 23,465,000 | 24,732,000 | 24,964,000 |
| Securities held to maturity | 549,000 | 326,000 | 201,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,707,000 | 64,947,000 | 66,009,000 | 63,119,000 |
| Interest-bearing deposits | 59,773,000 | 56,513,000 | 56,798,000 | 54,820,000 |
| Noninterest-bearing deposits | 7,934,000 | 8,434,000 | 9,211,000 | 8,299,000 |
| Equity capital | 10,699,000 | 11,009,000 | 10,963,000 | 11,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,180,000 | 3,224,000 | 4,231,000 |
| Interest expense | 312,000 | 605,000 | 856,000 | 1,095,000 |
| Net interest income | 770,000 | 1,575,000 | 2,368,000 | 3,136,000 |
| Noninterest income | 163,000 | 289,000 | 425,000 | 537,000 |
| Noninterest expense | 594,000 | 1,176,000 | 1,759,000 | 2,321,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 330,000 | 670,000 | 1,016,000 | 1,334,000 |
| Income tax | 106,000 | 217,000 | 330,000 | 391,000 |
| Net income | 224,000 | 453,000 | 686,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,529,000 | 10,763,000 | 10,996,000 | 11,258,000 |
| Total capital | 10,892,000 | 11,133,000 | 11,404,000 | 11,666,000 |
| Risk-weighted assets | 44,748,000 | 44,868,000 | 44,744,000 | 43,478,000 |