Call reports 2002
FIRST NATIONAL BANK OF PARK FALLS, THE — 2002
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,104,000 | 73,211,000 | 76,038,000 | 74,722,000 |
| Total loans | 43,208,000 | 41,992,000 | 43,020,000 | 42,441,000 |
| Allowance for loan losses | 387,000 | 326,000 | 335,000 | 354,000 |
| Securities available for sale | 17,225,000 | 20,682,000 | 22,397,000 | 21,571,000 |
| Securities held to maturity | 1,218,000 | 1,483,000 | 1,360,000 | 1,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,945,000 | 62,574,000 | 65,057,000 | 63,593,000 |
| Interest-bearing deposits | 56,169,000 | 54,782,000 | 56,682,000 | 54,386,000 |
| Noninterest-bearing deposits | 7,776,000 | 7,792,000 | 8,375,000 | 9,206,000 |
| Equity capital | 9,818,000 | 10,182,000 | 10,441,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,371,000 | 3,543,000 | 4,735,000 |
| Interest expense | 450,000 | 877,000 | 1,276,000 | 1,625,000 |
| Net interest income | 744,000 | 1,494,000 | 2,267,000 | 3,110,000 |
| Noninterest income | 156,000 | 273,000 | 391,000 | 499,000 |
| Noninterest expense | 589,000 | 1,158,000 | 1,740,000 | 2,305,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 18,000 |
| Pretax income | 311,000 | 609,000 | 909,000 | 1,286,000 |
| Income tax | 98,000 | 190,000 | 283,000 | 408,000 |
| Net income | 213,000 | 419,000 | 626,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,720,000 | 9,930,000 | 10,144,000 | 10,400,000 |
| Total capital | 10,107,000 | 10,256,000 | 10,479,000 | 10,754,000 |
| Risk-weighted assets | 43,986,000 | 42,798,000 | 44,592,000 | 43,385,000 |