Call reports 2001
FIRST NATIONAL BANK OF PARK FALLS, THE — 2001
What FIRST NATIONAL BANK OF PARK FALLS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,176,000 | 68,480,000 | 70,153,000 | 73,219,000 |
| Total loans | 42,526,000 | 42,522,000 | 43,717,000 | 44,149,000 |
| Allowance for loan losses | 367,000 | 401,000 | 396,000 | 395,000 |
| Securities available for sale | 18,173,000 | 16,625,000 | 19,590,000 | 19,845,000 |
| Securities held to maturity | 3,015,000 | 2,797,000 | 1,277,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,516,000 | 58,592,000 | 60,084,000 | 63,001,000 |
| Interest-bearing deposits | 54,318,000 | 51,982,000 | 52,200,000 | 54,925,000 |
| Noninterest-bearing deposits | 7,198,000 | 6,610,000 | 7,884,000 | 8,076,000 |
| Equity capital | 9,224,000 | 9,463,000 | 9,547,000 | 9,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,696,000 | 4,013,000 | 5,332,000 |
| Interest expense | 650,000 | 1,270,000 | 1,855,000 | 2,340,000 |
| Net interest income | 700,000 | 1,426,000 | 2,158,000 | 2,992,000 |
| Noninterest income | 120,000 | 240,000 | 339,000 | 447,000 |
| Noninterest expense | 560,000 | 1,107,000 | 1,667,000 | 2,223,000 |
| Provision for loan losses | 0 | -39,000 | -39,000 | -40,000 |
| Pretax income | 260,000 | 598,000 | 869,000 | 1,256,000 |
| Income tax | 80,000 | 190,000 | 273,000 | 400,000 |
| Net income | 180,000 | 408,000 | 596,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,135,000 | 9,317,000 | 9,246,000 | 9,501,000 |
| Total capital | 9,502,000 | 9,718,000 | 9,642,000 | 9,896,000 |
| Risk-weighted assets | 42,376,000 | 42,282,000 | 43,499,000 | 44,141,000 |