Call reports 2020
WEST END BANK, S. B. — 2020
What WEST END BANK, S. B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 295,490,000 |
| Total loans | 243,880,000 |
| Allowance for loan losses | 3,223,000 |
| Securities available for sale | 13,749,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 210,930,000 |
| Interest-bearing deposits | 183,791,000 |
| Noninterest-bearing deposits | 27,139,000 |
| Equity capital | 30,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 3,632,000 |
| Interest expense | 870,000 |
| Net interest income | 2,762,000 |
| Noninterest income | 359,000 |
| Noninterest expense | 2,715,000 |
| Provision for loan losses | 1,122,000 |
| Pretax income | -716,000 |
| Income tax | -186,000 |
| Net income | -530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 30,153,000 |
| Total capital | 33,080,000 |
| Risk-weighted assets | 233,866,000 |