Call reports 2017
WEST END BANK, S. B. — 2017
What WEST END BANK, S. B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 290,944,000 | 294,040,000 | 296,998,000 | 298,886,000 |
| Total loans | 232,532,000 | 238,530,000 | 243,818,000 | 246,480,000 |
| Allowance for loan losses | 2,322,000 | 2,370,000 | 2,438,000 | 2,745,000 |
| Securities available for sale | 23,681,000 | 22,629,000 | 21,463,000 | 20,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,938,000 | 225,514,000 | 223,790,000 | 227,721,000 |
| Interest-bearing deposits | 204,111,000 | 199,833,000 | 196,306,000 | 203,555,000 |
| Noninterest-bearing deposits | 23,827,000 | 25,681,000 | 27,484,000 | 24,166,000 |
| Equity capital | 27,623,000 | 27,702,000 | 28,133,000 | 28,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,380,000 | 6,908,000 | 10,470,000 | 14,087,000 |
| Interest expense | 489,000 | 1,005,000 | 1,556,000 | 2,178,000 |
| Net interest income | 2,891,000 | 5,903,000 | 8,914,000 | 11,909,000 |
| Noninterest income | 467,000 | 490,000 | 832,000 | 1,132,000 |
| Noninterest expense | 2,282,000 | 5,007,000 | 7,493,000 | 9,737,000 |
| Provision for loan losses | 358,000 | 764,000 | 1,146,000 | 2,021,000 |
| Pretax income | 718,000 | 622,000 | 1,107,000 | 1,283,000 |
| Income tax | 249,000 | 202,000 | 379,000 | 503,000 |
| Net income | 469,000 | 420,000 | 728,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,958,000 | 27,981,000 | 28,362,000 | 28,573,000 |
| Total capital | 30,280,000 | 30,351,000 | 30,800,000 | 31,318,000 |
| Risk-weighted assets | 225,183,000 | 231,471,000 | 235,182,000 | 240,378,000 |