Call reports 2004

WEST END BANK, S. B. — 2004

Name: WEST END BANK, S. B. — FFIEC call report 2004
Creator: WEST END BANK, S. B.

What WEST END BANK, S. B. reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f7e050a2-20cc-48ff-8a0d-360d0623764a/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	144,860,000	144,988,000	144,781,000	144,458,000
Total loans	106,059,000	108,968,000	106,744,000	104,951,000
Allowance for loan losses	554,000	462,000	425,000	361,000
Securities available for sale	25,384,000	24,968,000	25,722,000	26,068,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	111,002,000	110,202,000	111,644,000	111,451,000
Interest-bearing deposits	107,987,000	107,699,000	107,336,000	105,293,000
Noninterest-bearing deposits	3,015,000	2,503,000	4,308,000	6,158,000
Equity capital	14,962,000	14,547,000	14,883,000	14,827,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,886,000	3,790,000	5,628,000	7,523,000
Interest expense	881,000	1,737,000	2,586,000	3,420,000
Net interest income	1,005,000	2,053,000	3,042,000	4,103,000
Noninterest income	172,000	243,000	427,000	465,000
Noninterest expense	951,000	1,906,000	2,928,000	4,054,000
Provision for loan losses	30,000	60,000	235,000	347,000
Pretax income	198,000	330,000	300,000	168,000
Income tax	48,000	83,000	63,000	-42,000
Net income	150,000	247,000	237,000	210,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	14,955,000	14,774,000	14,764,000	14,670,000
Total capital	15,509,000	15,236,000	15,189,000	15,031,000
Risk-weighted assets	86,186,000	83,384,000	81,492,000	83,123,000