Call reports 2024
TRUCOMMUNITY BANK — 2024
What TRUCOMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 312,277,000 | 313,087,000 | 323,744,000 | 308,899,000 |
| Total loans | 199,039,000 | 209,129,000 | 212,603,000 | 204,198,000 |
| Allowance for loan losses | 3,161,000 | 3,180,000 | 3,189,000 | 3,142,000 |
| Securities available for sale | 90,500,000 | 86,821,000 | 87,317,000 | 86,167,000 |
| Securities held to maturity | 614,000 | 576,000 | 572,000 | 569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,437,000 | 273,372,000 | 267,835,000 | 266,841,000 |
| Interest-bearing deposits | 225,294,000 | 217,632,000 | 209,166,000 | 209,818,000 |
| Noninterest-bearing deposits | 58,143,000 | 55,740,000 | 58,669,000 | 57,023,000 |
| Equity capital | 27,444,000 | 27,509,000 | 29,847,000 | 27,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,719,000 | 7,566,000 | 11,609,000 | 15,577,000 |
| Interest expense | 925,000 | 1,944,000 | 3,249,000 | 4,415,000 |
| Net interest income | 2,794,000 | 5,622,000 | 8,360,000 | 11,162,000 |
| Noninterest income | 231,000 | 497,000 | 733,000 | 1,019,000 |
| Noninterest expense | 1,786,000 | 3,575,000 | 5,428,000 | 7,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,239,000 | 2,544,000 | 3,665,000 | 4,569,000 |
| Income tax | 269,000 | 541,000 | 793,000 | 984,000 |
| Net income | 970,000 | 2,003,000 | 2,872,000 | 3,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,099,000 | 34,432,000 | 34,701,000 | 34,414,000 |