Call reports 2023
TRUCOMMUNITY BANK — 2023
What TRUCOMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 323,615,000 | 312,663,000 | 318,670,000 | 318,653,000 |
| Total loans | 187,069,000 | 198,487,000 | 202,367,000 | 200,306,000 |
| Allowance for loan losses | 3,158,000 | 3,157,000 | 3,167,000 | 3,159,000 |
| Securities available for sale | 98,510,000 | 94,712,000 | 89,038,000 | 92,239,000 |
| Securities held to maturity | 628,000 | 624,000 | 621,000 | 618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,238,000 | 272,370,000 | 270,538,000 | 280,183,000 |
| Interest-bearing deposits | 228,777,000 | 212,184,000 | 211,724,000 | 218,391,000 |
| Noninterest-bearing deposits | 67,461,000 | 60,186,000 | 58,814,000 | 61,792,000 |
| Equity capital | 26,424,000 | 25,621,000 | 23,532,000 | 27,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,655,000 | 10,328,000 | 14,031,000 |
| Interest expense | 394,000 | 906,000 | 1,835,000 | 2,776,000 |
| Net interest income | 2,893,000 | 5,749,000 | 8,493,000 | 11,255,000 |
| Noninterest income | 258,000 | 493,000 | 730,000 | 972,000 |
| Noninterest expense | 1,748,000 | 3,591,000 | 5,428,000 | 7,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,403,000 | 2,651,000 | 3,795,000 | 4,943,000 |
| Income tax | 292,000 | 556,000 | 790,000 | 1,044,000 |
| Net income | 1,111,000 | 2,095,000 | 3,005,000 | 3,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,840,000 | 33,125,000 | 33,435,000 | 33,629,000 |