Call reports 2022
TRUCOMMUNITY BANK — 2022
What TRUCOMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,015,000 | 311,273,000 | 310,615,000 | 316,563,000 |
| Total loans | 160,386,000 | 183,650,000 | 192,091,000 | 194,691,000 |
| Allowance for loan losses | 2,975,000 | 2,983,000 | 3,039,000 | 3,043,000 |
| Securities available for sale | 98,028,000 | 101,923,000 | 96,708,000 | 96,968,000 |
| Securities held to maturity | 640,000 | 637,000 | 634,000 | 631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,109,000 | 283,381,000 | 287,507,000 | 285,217,000 |
| Interest-bearing deposits | 231,155,000 | 217,832,000 | 220,459,000 | 218,945,000 |
| Noninterest-bearing deposits | 63,954,000 | 65,549,000 | 67,048,000 | 66,272,000 |
| Equity capital | 27,300,000 | 24,626,000 | 21,654,000 | 24,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,937,000 | 7,958,000 | 11,114,000 |
| Interest expense | 279,000 | 533,000 | 795,000 | 1,106,000 |
| Net interest income | 1,995,000 | 4,404,000 | 7,163,000 | 10,008,000 |
| Noninterest income | 214,000 | 460,000 | 704,000 | 978,000 |
| Noninterest expense | 1,830,000 | 3,541,000 | 5,342,000 | 7,164,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 364,000 | 1,308,000 | 2,510,000 | 3,807,000 |
| Income tax | 48,000 | 287,000 | 533,000 | 801,000 |
| Net income | 316,000 | 1,021,000 | 1,977,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,040,000 | 31,545,000 | 32,001,000 | 32,230,000 |