Call reports 2020
TRUCOMMUNITY BANK — 2020
What TRUCOMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,833,000 | 155,495,000 | 154,820,000 | 158,308,000 |
| Total loans | 88,454,000 | 98,527,000 | 100,099,000 | 89,253,000 |
| Allowance for loan losses | 1,291,000 | 1,449,000 | 1,504,000 | 1,476,000 |
| Securities available for sale | 32,587,000 | 36,013,000 | 36,296,000 | 38,478,000 |
| Securities held to maturity | 453,000 | 451,000 | 448,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,463,000 | 134,660,000 | 133,458,000 | 138,869,000 |
| Interest-bearing deposits | 104,616,000 | 107,749,000 | 108,004,000 | 111,223,000 |
| Noninterest-bearing deposits | 26,847,000 | 26,911,000 | 25,454,000 | 27,646,000 |
| Equity capital | 18,137,000 | 18,636,000 | 19,045,000 | 18,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,092,000 | 4,807,000 | 6,150,000 |
| Interest expense | 274,000 | 509,000 | 749,000 | 976,000 |
| Net interest income | 1,303,000 | 2,583,000 | 4,058,000 | 5,174,000 |
| Noninterest income | 123,000 | 257,000 | 380,000 | 514,000 |
| Noninterest expense | 928,000 | 1,885,000 | 2,828,000 | 4,014,000 |
| Provision for loan losses | 90,000 | 180,000 | 230,000 | 260,000 |
| Pretax income | 408,000 | 775,000 | 1,380,000 | 1,414,000 |
| Income tax | 67,000 | 140,000 | 274,000 | 266,000 |
| Net income | 341,000 | 635,000 | 1,106,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,820,000 | 17,934,000 | 18,343,000 | 17,871,000 |