Call reports 2019
TRUCOMMUNITY BANK — 2019
What TRUCOMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,917,000 | 141,374,000 | 142,994,000 | 146,710,000 |
| Total loans | 94,120,000 | 96,545,000 | 96,561,000 | 93,050,000 |
| Allowance for loan losses | 1,100,000 | 1,153,000 | 1,250,000 | 1,343,000 |
| Securities available for sale | 27,239,000 | 27,524,000 | 27,350,000 | 29,609,000 |
| Securities held to maturity | 464,000 | 462,000 | 459,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,713,000 | 116,763,000 | 118,213,000 | 122,316,000 |
| Interest-bearing deposits | 97,624,000 | 91,356,000 | 92,314,000 | 96,758,000 |
| Noninterest-bearing deposits | 26,089,000 | 25,407,000 | 25,899,000 | 25,558,000 |
| Equity capital | 17,167,000 | 17,732,000 | 17,989,000 | 17,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,365,000 | 5,073,000 | 6,769,000 |
| Interest expense | 268,000 | 539,000 | 814,000 | 1,099,000 |
| Net interest income | 1,390,000 | 2,826,000 | 4,259,000 | 5,670,000 |
| Noninterest income | 145,000 | 296,000 | 442,000 | 576,000 |
| Noninterest expense | 881,000 | 1,785,000 | 2,682,000 | 3,839,000 |
| Provision for loan losses | 60,000 | 230,000 | 320,000 | 410,000 |
| Pretax income | 594,000 | 1,107,000 | 1,699,000 | 2,004,000 |
| Income tax | 134,000 | 248,000 | 379,000 | 442,000 |
| Net income | 460,000 | 859,000 | 1,320,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,169,000 | 17,509,000 | 17,669,000 | 17,659,000 |
| Total capital | 18,269,000 | 18,662,000 | 18,919,000 | 18,947,000 |
| Risk-weighted assets | 107,785,000 | 104,419,000 | 105,224,000 | 102,985,000 |