Call reports 2018
TRUCOMMUNITY BANK — 2018
What TRUCOMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,869,000 | 134,463,000 | 136,802,000 | 143,087,000 |
| Total loans | 87,667,000 | 93,211,000 | 96,915,000 | 92,402,000 |
| Allowance for loan losses | 1,051,000 | 1,068,000 | 1,054,000 | 1,035,000 |
| Securities available for sale | 24,506,000 | 25,888,000 | 25,005,000 | 26,304,000 |
| Securities held to maturity | 475,000 | 472,000 | 470,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,597,000 | 110,965,000 | 113,040,000 | 119,274,000 |
| Interest-bearing deposits | 95,650,000 | 88,934,000 | 91,146,000 | 93,183,000 |
| Noninterest-bearing deposits | 20,947,000 | 22,031,000 | 21,894,000 | 26,091,000 |
| Equity capital | 15,433,000 | 15,798,000 | 16,175,000 | 16,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,045,000 | 4,700,000 | 6,386,000 |
| Interest expense | 220,000 | 445,000 | 692,000 | 957,000 |
| Net interest income | 1,253,000 | 2,600,000 | 4,008,000 | 5,429,000 |
| Noninterest income | 144,000 | 283,000 | 424,000 | 582,000 |
| Noninterest expense | 880,000 | 1,743,000 | 2,614,000 | 3,709,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 487,000 | 1,050,000 | 1,668,000 | 2,092,000 |
| Income tax | 100,000 | 229,000 | 371,000 | 463,000 |
| Net income | 387,000 | 821,000 | 1,297,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,726,000 | 16,135,000 | 16,587,000 | 16,769,000 |
| Total capital | 16,777,000 | 17,203,000 | 17,641,000 | 17,804,000 |
| Risk-weighted assets | 98,537,000 | 103,455,000 | 105,515,000 | 103,454,000 |