Call reports 2017
TRUCOMMUNITY BANK — 2017
What TRUCOMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,230,000 | 133,626,000 | 132,597,000 | 135,274,000 |
| Total loans | 88,480,000 | 92,526,000 | 91,150,000 | 87,368,000 |
| Allowance for loan losses | 1,167,000 | 1,207,000 | 1,246,000 | 1,013,000 |
| Securities available for sale | 21,987,000 | 22,397,000 | 21,977,000 | 23,925,000 |
| Securities held to maturity | 485,000 | 482,000 | 480,000 | 477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,224,000 | 110,301,000 | 108,950,000 | 112,117,000 |
| Interest-bearing deposits | 93,914,000 | 92,192,000 | 90,925,000 | 88,819,000 |
| Noninterest-bearing deposits | 21,310,000 | 18,109,000 | 18,026,000 | 23,298,000 |
| Equity capital | 14,591,000 | 15,032,000 | 15,421,000 | 15,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,909,000 | 4,423,000 | 5,910,000 |
| Interest expense | 213,000 | 435,000 | 655,000 | 874,000 |
| Net interest income | 1,203,000 | 2,474,000 | 3,768,000 | 5,036,000 |
| Noninterest income | 180,000 | 360,000 | 588,000 | 743,000 |
| Noninterest expense | 850,000 | 1,662,000 | 2,517,000 | 3,575,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 503,000 | 1,112,000 | 1,749,000 | 2,084,000 |
| Income tax | 197,000 | 412,000 | 635,000 | 822,000 |
| Net income | 306,000 | 700,000 | 1,114,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,604,000 | 14,975,000 | 15,364,000 | 15,362,000 |
| Total capital | 15,771,000 | 16,182,000 | 16,577,000 | 16,375,000 |
| Risk-weighted assets | 99,646,000 | 98,826,000 | 96,983,000 | 97,080,000 |