Call reports 2016
TRUCOMMUNITY BANK — 2016
What TRUCOMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,913,000 | 121,591,000 | 121,877,000 | 128,219,000 |
| Total loans | 94,849,000 | 93,664,000 | 93,776,000 | 90,553,000 |
| Allowance for loan losses | 1,172,000 | 1,184,000 | 1,114,000 | 1,128,000 |
| Securities available for sale | 16,275,000 | 18,014,000 | 17,136,000 | 19,389,000 |
| Securities held to maturity | 495,000 | 493,000 | 490,000 | 488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,302,000 | 96,876,000 | 97,922,000 | 104,585,000 |
| Interest-bearing deposits | 85,250,000 | 79,889,000 | 80,343,000 | 84,246,000 |
| Noninterest-bearing deposits | 19,052,000 | 16,987,000 | 17,579,000 | 20,339,000 |
| Equity capital | 13,402,000 | 13,844,000 | 14,212,000 | 14,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,961,000 | 4,477,000 | 5,927,000 |
| Interest expense | 221,000 | 444,000 | 659,000 | 871,000 |
| Net interest income | 1,262,000 | 2,517,000 | 3,818,000 | 5,056,000 |
| Noninterest income | 162,000 | 333,000 | 490,000 | 749,000 |
| Noninterest expense | 769,000 | 1,526,000 | 2,315,000 | 3,279,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 633,000 | 1,279,000 | 1,925,000 | 2,436,000 |
| Income tax | 225,000 | 455,000 | 692,000 | 842,000 |
| Net income | 408,000 | 824,000 | 1,233,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,257,000 | 13,648,000 | 14,034,000 | 14,323,000 |
| Total capital | 14,429,000 | 14,832,000 | 15,148,000 | 15,451,000 |
| Risk-weighted assets | 101,351,000 | 96,636,000 | 97,911,000 | 97,028,000 |