Call reports 2015
TRUCOMMUNITY BANK — 2015
What TRUCOMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,150,000 | 122,827,000 | 122,831,000 | 123,447,000 |
| Total loans | 91,270,000 | 96,420,000 | 96,578,000 | 96,262,000 |
| Allowance for loan losses | 1,110,000 | 1,127,000 | 1,135,000 | 1,154,000 |
| Securities available for sale | 18,320,000 | 17,718,000 | 16,953,000 | 15,560,000 |
| Securities held to maturity | 505,000 | 503,000 | 500,000 | 497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,594,000 | 99,413,000 | 96,808,000 | 96,180,000 |
| Interest-bearing deposits | 84,072,000 | 80,110,000 | 78,768,000 | 77,243,000 |
| Noninterest-bearing deposits | 21,522,000 | 19,303,000 | 18,040,000 | 18,937,000 |
| Equity capital | 11,947,000 | 12,254,000 | 12,730,000 | 12,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,855,000 | 4,388,000 | 5,917,000 |
| Interest expense | 194,000 | 399,000 | 607,000 | 817,000 |
| Net interest income | 1,201,000 | 2,456,000 | 3,781,000 | 5,100,000 |
| Noninterest income | 146,000 | 307,000 | 441,000 | 561,000 |
| Noninterest expense | 721,000 | 1,466,000 | 2,237,000 | 3,167,000 |
| Provision for loan losses | 7,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 619,000 | 1,282,000 | 1,955,000 | 2,449,000 |
| Income tax | 219,000 | 477,000 | 702,000 | 870,000 |
| Net income | 400,000 | 805,000 | 1,253,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,789,000 | 12,171,000 | 12,595,000 | 12,873,000 |
| Total capital | 12,899,000 | 13,298,000 | 13,730,000 | 14,027,000 |
| Risk-weighted assets | 98,970,000 | 100,463,000 | 101,213,000 | 100,480,000 |