Call reports 2014
TRUCOMMUNITY BANK — 2014
What TRUCOMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,256,000 | 117,938,000 | 118,805,000 | 119,265,000 |
| Total loans | 83,389,000 | 87,744,000 | 91,909,000 | 93,234,000 |
| Allowance for loan losses | 1,098,000 | 1,096,000 | 1,102,000 | 1,113,000 |
| Securities available for sale | 17,975,000 | 18,456,000 | 17,213,000 | 16,407,000 |
| Securities held to maturity | 516,000 | 513,000 | 510,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,872,000 | 97,924,000 | 96,207,000 | 97,296,000 |
| Interest-bearing deposits | 79,682,000 | 78,630,000 | 76,820,000 | 76,730,000 |
| Noninterest-bearing deposits | 20,191,000 | 19,294,000 | 19,387,000 | 20,566,000 |
| Equity capital | 10,425,000 | 10,831,000 | 11,227,000 | 11,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,712,000 | 4,146,000 | 5,650,000 |
| Interest expense | 196,000 | 395,000 | 596,000 | 796,000 |
| Net interest income | 1,123,000 | 2,317,000 | 3,550,000 | 4,854,000 |
| Noninterest income | 142,000 | 281,000 | 417,000 | 588,000 |
| Noninterest expense | 680,000 | 1,393,000 | 2,100,000 | 3,048,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 578,000 | 1,190,000 | 1,844,000 | 2,364,000 |
| Income tax | 205,000 | 429,000 | 650,000 | 836,000 |
| Net income | 373,000 | 761,000 | 1,194,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,718,000 | 11,128,000 | 11,414,000 |
| Total capital | 11,453,000 | 11,814,000 | 12,230,000 | 12,527,000 |
| Risk-weighted assets | 92,071,000 | 93,725,000 | 97,969,000 | 97,402,000 |