Call reports 2013
TRUCOMMUNITY BANK — 2013
What TRUCOMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,688,000 | 103,341,000 | 109,746,000 | 110,562,000 |
| Total loans | 72,833,000 | 80,394,000 | 82,986,000 | 82,238,000 |
| Allowance for loan losses | 1,103,000 | 1,090,000 | 1,086,000 | 1,078,000 |
| Securities available for sale | 15,130,000 | 15,575,000 | 15,768,000 | 15,930,000 |
| Securities held to maturity | 526,000 | 524,000 | 521,000 | 519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,654,000 | 86,595,000 | 92,314,000 | 92,438,000 |
| Interest-bearing deposits | 74,255,000 | 71,602,000 | 74,277,000 | 74,332,000 |
| Noninterest-bearing deposits | 16,399,000 | 14,993,000 | 18,037,000 | 18,106,000 |
| Equity capital | 9,391,000 | 9,543,000 | 9,927,000 | 10,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,406,000 | 3,713,000 | 5,060,000 |
| Interest expense | 191,000 | 386,000 | 587,000 | 784,000 |
| Net interest income | 979,000 | 2,020,000 | 3,126,000 | 4,276,000 |
| Noninterest income | 115,000 | 240,000 | 374,000 | 529,000 |
| Noninterest expense | 639,000 | 1,281,000 | 1,947,000 | 2,925,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 448,000 | 964,000 | 1,531,000 | 1,850,000 |
| Income tax | 161,000 | 352,000 | 548,000 | 619,000 |
| Net income | 287,000 | 612,000 | 983,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,157,000 | 9,458,000 | 9,806,000 | 10,006,000 |
| Total capital | 10,231,000 | 10,548,000 | 10,892,000 | 11,084,000 |
| Risk-weighted assets | 85,924,000 | 88,447,000 | 87,528,000 | 87,273,000 |