Call reports 2012
TRUCOMMUNITY BANK — 2012
What TRUCOMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,803,000 | 95,375,000 | 96,310,000 | 99,567,000 |
| Total loans | 60,710,000 | 70,242,000 | 72,651,000 | 75,274,000 |
| Allowance for loan losses | 1,182,000 | 1,196,000 | 1,184,000 | 1,092,000 |
| Securities available for sale | 19,363,000 | 17,736,000 | 16,820,000 | 15,772,000 |
| Securities held to maturity | 535,000 | 533,000 | 531,000 | 528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,529,000 | 75,875,000 | 79,539,000 | 80,365,000 |
| Interest-bearing deposits | 67,692,000 | 63,278,000 | 64,815,000 | 64,643,000 |
| Noninterest-bearing deposits | 15,837,000 | 12,597,000 | 14,724,000 | 15,722,000 |
| Equity capital | 8,443,000 | 8,714,000 | 9,065,000 | 9,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,196,000 | 3,403,000 | 4,612,000 |
| Interest expense | 200,000 | 391,000 | 581,000 | 771,000 |
| Net interest income | 867,000 | 1,805,000 | 2,822,000 | 3,841,000 |
| Noninterest income | 85,000 | 185,000 | 291,000 | 431,000 |
| Noninterest expense | 595,000 | 1,189,000 | 1,779,000 | 2,648,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 349,000 | 786,000 | 1,312,000 | 1,594,000 |
| Income tax | 129,000 | 282,000 | 462,000 | 561,000 |
| Net income | 220,000 | 504,000 | 850,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,169,000 | 8,429,000 | 8,751,000 | 8,894,000 |
| Total capital | 9,050,000 | 9,372,000 | 9,719,000 | 9,901,000 |
| Risk-weighted assets | 70,181,000 | 75,215,000 | 77,247,000 | 80,513,000 |