Call reports 2009
TRUCOMMUNITY BANK — 2009
What TRUCOMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,139,000 | 69,121,000 | 69,331,000 | 68,832,000 |
| Total loans | 46,979,000 | 50,834,000 | 51,247,000 | 51,841,000 |
| Allowance for loan losses | 857,000 | 880,000 | 906,000 | 936,000 |
| Securities available for sale | 14,299,000 | 13,018,000 | 12,326,000 | 11,693,000 |
| Securities held to maturity | 741,000 | 739,000 | 737,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,752,000 | 58,362,000 | 58,977,000 | 60,665,000 |
| Interest-bearing deposits | 50,586,000 | 49,662,000 | 49,756,000 | 48,785,000 |
| Noninterest-bearing deposits | 9,166,000 | 8,700,000 | 9,221,000 | 11,880,000 |
| Equity capital | 6,897,000 | 6,981,000 | 7,201,000 | 7,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,919,000 | 2,911,000 | 3,895,000 |
| Interest expense | 262,000 | 515,000 | 760,000 | 1,003,000 |
| Net interest income | 684,000 | 1,404,000 | 2,151,000 | 2,892,000 |
| Noninterest income | 98,000 | 198,000 | 303,000 | 411,000 |
| Noninterest expense | 501,000 | 1,062,000 | 1,588,000 | 2,480,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 259,000 | 496,000 | 799,000 | 734,000 |
| Income tax | 80,000 | 161,000 | 265,000 | 231,000 |
| Net income | 179,000 | 335,000 | 534,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,602,000 | 6,723,000 | 6,887,000 | 6,821,000 |
| Total capital | 7,231,000 | 7,389,000 | 7,556,000 | 7,487,000 |
| Risk-weighted assets | 50,097,000 | 53,076,000 | 53,267,000 | 53,049,000 |