Call reports 2006
TRUCOMMUNITY BANK — 2006
What TRUCOMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,876,000 | 55,029,000 | 55,377,000 | 54,201,000 |
| Total loans | 31,155,000 | 35,523,000 | 36,711,000 | 37,747,000 |
| Allowance for loan losses | 854,000 | 861,000 | 894,000 | 900,000 |
| Securities available for sale | 17,224,000 | 16,451,000 | 14,964,000 | 13,018,000 |
| Securities held to maturity | 914,000 | 561,000 | 556,000 | 554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,623,000 | 46,090,000 | 46,499,000 | 46,132,000 |
| Interest-bearing deposits | 41,776,000 | 39,178,000 | 40,288,000 | 39,578,000 |
| Noninterest-bearing deposits | 5,847,000 | 6,912,000 | 6,211,000 | 6,554,000 |
| Equity capital | 5,816,000 | 5,876,000 | 6,101,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,636,000 | 2,548,000 | 3,440,000 |
| Interest expense | 255,000 | 536,000 | 868,000 | 1,198,000 |
| Net interest income | 544,000 | 1,100,000 | 1,680,000 | 2,242,000 |
| Noninterest income | 77,000 | 157,000 | 250,000 | 337,000 |
| Noninterest expense | 415,000 | 825,000 | 1,241,000 | 1,863,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 85,000 |
| Pretax income | 191,000 | 402,000 | 634,000 | 631,000 |
| Income tax | 64,000 | 136,000 | 219,000 | 211,000 |
| Net income | 127,000 | 266,000 | 415,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,051,000 | 6,155,000 | 6,269,000 | 5,824,000 |
| Total capital | 6,458,000 | 6,598,000 | 6,725,000 | 6,281,000 |
| Risk-weighted assets | 32,144,000 | 35,000,000 | 36,049,000 | 36,129,000 |