FACTANKER · measured, cited, anchored official records connected

Call reports 2003

TRUCOMMUNITY BANK — 2003

What TRUCOMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f7debe3b-f540-4c62-a0ae-cd9a782a9c5f/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets57,220,00055,494,00057,101,00056,097,000
Total loans32,427,00033,388,00033,034,00031,944,000
Allowance for loan losses1,019,0001,100,0001,110,0001,127,000
Securities available for sale17,542,00018,577,00017,363,00019,800,000
Securities held to maturity1,310,000694,000619,000793,000
Trading assets0000
Total deposits50,586,00048,457,00050,408,00049,000,000
Interest-bearing deposits45,202,00043,373,00044,757,00043,673,000
Noninterest-bearing deposits5,384,0005,084,0005,651,0005,327,000
Equity capital6,205,0006,357,0006,279,0006,053,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income808,0001,606,0002,375,0003,147,000
Interest expense263,000513,000756,000991,000
Net interest income545,0001,093,0001,619,0002,156,000
Noninterest income88,000156,000226,000295,000
Noninterest expense388,000810,0001,215,0001,761,000
Provision for loan losses60,000120,000135,000150,000
Pretax income185,000319,000495,000540,000
Income tax58,00099,000155,000164,000
Net income127,000220,000340,000376,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital5,877,0005,940,0006,030,0005,826,000
Total capital6,319,0006,374,0006,471,0006,254,000
Risk-weighted assets34,786,00034,023,00034,587,00033,509,000