Call reports 2001
TRUCOMMUNITY BANK — 2001
What TRUCOMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,826,000 | 51,803,000 | 52,648,000 | 52,879,000 |
| Total loans | 32,315,000 | 34,982,000 | 35,350,000 | 35,302,000 |
| Allowance for loan losses | 697,000 | 879,000 | 882,000 | 798,000 |
| Securities available for sale | 12,677,000 | 11,664,000 | 11,217,000 | 11,654,000 |
| Securities held to maturity | 2,603,000 | 2,298,000 | 2,200,000 | 2,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,273,000 | 44,022,000 | 45,930,000 | 46,586,000 |
| Interest-bearing deposits | 42,074,000 | 39,842,000 | 40,952,000 | 41,173,000 |
| Noninterest-bearing deposits | 5,199,000 | 4,180,000 | 4,978,000 | 5,413,000 |
| Equity capital | 5,927,000 | 5,953,000 | 6,106,000 | 5,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,038,000 | 2,984,000 | 3,876,000 |
| Interest expense | 492,000 | 948,000 | 1,386,000 | 1,783,000 |
| Net interest income | 538,000 | 1,090,000 | 1,598,000 | 2,093,000 |
| Noninterest income | 65,000 | 128,000 | 190,000 | 235,000 |
| Noninterest expense | 365,000 | 735,000 | 1,109,000 | 1,651,000 |
| Provision for loan losses | 85,000 | 268,000 | 298,000 | 397,000 |
| Pretax income | 164,000 | 233,000 | 399,000 | 298,000 |
| Income tax | 72,000 | 63,000 | 115,000 | 73,000 |
| Net income | 92,000 | 170,000 | 284,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,781,000 | 5,840,000 | 5,636,000 |
| Total capital | 6,192,000 | 6,232,000 | 6,291,000 | 6,096,000 |
| Risk-weighted assets | 34,463,000 | 35,617,000 | 35,662,000 | 36,497,000 |