Call reports 2013
UNION BANK AND TRUST COMPANY — 2013
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 120,315,000 | 122,512,000 | 122,998,000 |
| Total loans | 72,744,000 | 74,274,000 | 76,094,000 |
| Allowance for loan losses | 1,171,000 | 1,315,000 | 1,383,000 |
| Securities available for sale | 30,458,000 | 29,757,000 | 28,606,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 109,518,000 | 112,495,000 | 113,026,000 |
| Interest-bearing deposits | 81,683,000 | 84,586,000 | 84,349,000 |
| Noninterest-bearing deposits | 27,835,000 | 27,909,000 | 28,677,000 |
| Equity capital | 9,518,000 | 8,810,000 | 8,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,010,000 | 2,045,000 | 3,108,000 |
| Interest expense | 116,000 | 232,000 | 350,000 |
| Net interest income | 894,000 | 1,813,000 | 2,758,000 |
| Noninterest income | 175,000 | 450,000 | 603,000 |
| Noninterest expense | 1,132,000 | 2,312,000 | 3,296,000 |
| Provision for loan losses | 117,000 | 226,000 | 301,000 |
| Pretax income | -259,000 | -354,000 | -317,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -259,000 | -354,000 | -317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 9,314,000 | 8,903,000 | 8,913,000 |
| Total capital | 10,444,000 | 10,046,000 | 10,065,000 |
| Risk-weighted assets | 87,678,000 | 88,797,000 | 89,152,000 |