Call reports 2011
UNION BANK AND TRUST COMPANY — 2011
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,399,000 | 122,854,000 | 116,125,000 | 111,488,000 |
| Total loans | 74,094,000 | 73,335,000 | 72,519,000 | 69,085,000 |
| Allowance for loan losses | 1,156,000 | 1,188,000 | 1,251,000 | 1,095,000 |
| Securities available for sale | 33,258,000 | 33,120,000 | 29,895,000 | 27,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,884,000 | 111,090,000 | 104,329,000 | 100,888,000 |
| Interest-bearing deposits | 76,077,000 | 82,770,000 | 77,601,000 | 73,112,000 |
| Noninterest-bearing deposits | 31,807,000 | 28,320,000 | 26,728,000 | 27,776,000 |
| Equity capital | 10,504,000 | 10,558,000 | 10,827,000 | 9,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,494,000 | 3,779,000 | 4,933,000 |
| Interest expense | 108,000 | 213,000 | 318,000 | 418,000 |
| Net interest income | 1,126,000 | 2,281,000 | 3,461,000 | 4,515,000 |
| Noninterest income | 219,000 | 448,000 | 689,000 | 886,000 |
| Noninterest expense | 1,198,000 | 2,685,000 | 3,751,000 | 5,239,000 |
| Provision for loan losses | 147,000 | 489,000 | 601,000 | 750,000 |
| Pretax income | 30,000 | -398,000 | -135,000 | -335,000 |
| Income tax | 7,000 | -100,000 | -33,000 | 572,000 |
| Net income | 23,000 | -298,000 | -102,000 | -907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,431,000 | 9,330,000 | 9,589,000 | 9,333,000 |
| Total capital | 10,723,000 | 10,598,000 | 10,791,000 | 10,553,000 |
| Risk-weighted assets | 94,917,000 | 93,714,000 | 92,126,000 | 88,436,000 |