Call reports 2001
UNION BANK AND TRUST COMPANY — 2001
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,949,000 | 111,456,000 | 114,909,000 | 118,187,000 |
| Total loans | 68,594,000 | 70,399,000 | 69,324,000 | 68,874,000 |
| Allowance for loan losses | 450,000 | 548,000 | 624,000 | 691,000 |
| Securities available for sale | 19,250,000 | 19,332,000 | 22,838,000 | 26,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,005,000 | 99,337,000 | 102,239,000 | 105,985,000 |
| Interest-bearing deposits | 77,738,000 | 82,176,000 | 84,091,000 | 87,473,000 |
| Noninterest-bearing deposits | 16,267,000 | 17,161,000 | 18,148,000 | 18,512,000 |
| Equity capital | 10,287,000 | 10,181,000 | 10,659,000 | 10,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,668,000 | 5,399,000 | 7,104,000 |
| Interest expense | 737,000 | 1,411,000 | 2,047,000 | 2,553,000 |
| Net interest income | 1,077,000 | 2,257,000 | 3,352,000 | 4,551,000 |
| Noninterest income | 117,000 | 263,000 | 461,000 | 644,000 |
| Noninterest expense | 1,057,000 | 2,111,000 | 3,101,000 | 4,221,000 |
| Provision for loan losses | 38,000 | 155,000 | 230,000 | 355,000 |
| Pretax income | 103,000 | 332,000 | 616,000 | 802,000 |
| Income tax | 26,000 | 84,000 | 150,000 | 210,000 |
| Net income | 77,000 | 248,000 | 466,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,914,000 | 8,941,000 | 9,185,000 | 9,158,000 |
| Total capital | 9,432,000 | 9,507,000 | 9,854,000 | 9,899,000 |
| Risk-weighted assets | 61,759,000 | 64,763,000 | 67,827,000 | 69,123,000 |