Call reports 2011
RBC BANK (USA) — 2011
What RBC BANK (USA) reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,375,539,000 | 27,285,986,000 | 27,884,586,000 | 27,169,497,000 |
| Total loans | 18,295,384,000 | 18,011,222,000 | 17,673,883,000 | 17,305,803,000 |
| Allowance for loan losses | 750,234,000 | 730,951,000 | 681,611,000 | 630,403,000 |
| Securities available for sale | 6,108,479,000 | 6,325,591,000 | 4,988,839,000 | 4,621,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,140,000 | 45,739,000 | 55,700,000 | 52,182,000 |
| Total deposits | 20,029,397,000 | 20,380,820,000 | 21,240,662,000 | 20,714,468,000 |
| Interest-bearing deposits | 19,522,327,000 | 19,882,830,000 | 20,727,201,000 | 20,138,413,000 |
| Noninterest-bearing deposits | 507,070,000 | 497,990,000 | 513,461,000 | 576,055,000 |
| Equity capital | 3,944,525,000 | 3,766,788,000 | 3,686,544,000 | 3,659,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 223,085,000 | 440,722,000 | 653,864,000 | 853,980,000 |
| Interest expense | 46,405,000 | 92,509,000 | 137,321,000 | 177,447,000 |
| Net interest income | 176,680,000 | 348,213,000 | 516,543,000 | 676,533,000 |
| Noninterest income | 52,822,000 | 80,511,000 | 106,543,000 | 150,249,000 |
| Noninterest expense | 219,878,000 | 678,192,000 | 896,877,000 | 1,094,147,000 |
| Provision for loan losses | 107,942,000 | 176,275,000 | 228,899,000 | 265,585,000 |
| Pretax income | -100,651,000 | -451,234,000 | -698,141,000 | -744,126,000 |
| Income tax | -41,604,000 | -176,276,000 | -269,457,000 | -298,137,000 |
| Net income | -59,047,000 | -274,958,000 | -428,684,000 | -445,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,947,709,000 | 2,922,898,000 | 2,682,183,000 | 2,581,199,000 |
| Total capital | 3,684,406,000 | 3,590,180,000 | 3,329,518,000 | 3,215,715,000 |
| Risk-weighted assets | 23,272,189,000 | 22,528,920,000 | 20,961,812,000 | 19,975,369,000 |