Call reports 2010
RBC BANK (USA) — 2010
What RBC BANK (USA) reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,115,214,000 | 26,361,019,000 | 27,111,797,000 | 27,597,046,000 |
| Total loans | 19,328,512,000 | 19,084,475,000 | 18,888,271,000 | 18,664,540,000 |
| Allowance for loan losses | 800,486,000 | 810,147,000 | 802,843,000 | 773,184,000 |
| Securities available for sale | 2,704,083,000 | 3,281,558,000 | 4,923,151,000 | 5,545,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 49,815,000 | 58,196,000 | 65,588,000 | 54,130,000 |
| Total deposits | 18,958,303,000 | 18,887,671,000 | 18,619,345,000 | 19,045,664,000 |
| Interest-bearing deposits | 18,465,235,000 | 18,401,671,000 | 18,156,027,000 | 18,470,004,000 |
| Noninterest-bearing deposits | 493,068,000 | 486,000,000 | 463,318,000 | 575,660,000 |
| Equity capital | 4,170,043,000 | 4,156,854,000 | 4,116,667,000 | 3,978,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 237,710,000 | 471,359,000 | 703,081,000 | 934,209,000 |
| Interest expense | 58,731,000 | 113,629,000 | 167,409,000 | 217,239,000 |
| Net interest income | 178,979,000 | 357,730,000 | 535,672,000 | 716,970,000 |
| Noninterest income | 53,886,000 | 111,422,000 | 153,880,000 | 183,844,000 |
| Noninterest expense | 200,679,000 | 413,083,000 | 619,198,000 | 988,870,000 |
| Provision for loan losses | 164,354,000 | 280,969,000 | 412,887,000 | 510,595,000 |
| Pretax income | -130,232,000 | -226,992,000 | -365,219,000 | -652,772,000 |
| Income tax | -61,877,000 | -104,820,000 | -169,693,000 | -260,167,000 |
| Net income | -68,355,000 | -122,172,000 | -195,526,000 | -392,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,201,297,000 | 3,121,416,000 | 2,985,371,000 | 2,883,282,000 |
| Total capital | 4,009,804,000 | 3,865,394,000 | 3,726,982,000 | 3,622,581,000 |
| Risk-weighted assets | 24,178,602,000 | 23,802,099,000 | 23,617,651,000 | 23,460,002,000 |