Call reports 2009
RBC BANK (USA) — 2009
What RBC BANK (USA) reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,823,982,000 | 29,851,580,000 | 28,894,744,000 | 27,472,172,000 |
| Total loans | 21,594,528,000 | 21,106,334,000 | 20,339,471,000 | 19,941,679,000 |
| Allowance for loan losses | 548,551,000 | 638,097,000 | 717,901,000 | 755,238,000 |
| Securities available for sale | 3,993,693,000 | 5,213,506,000 | 5,110,224,000 | 3,851,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 65,805,000 | 55,323,000 | 61,253,000 | 51,086,000 |
| Total deposits | 19,445,108,000 | 18,515,124,000 | 18,357,709,000 | 19,074,146,000 |
| Interest-bearing deposits | 18,917,376,000 | 18,060,712,000 | 17,916,819,000 | 18,519,728,000 |
| Noninterest-bearing deposits | 527,732,000 | 454,412,000 | 440,890,000 | 554,418,000 |
| Equity capital | 3,457,885,000 | 3,785,830,000 | 3,406,761,000 | 3,309,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 306,528,000 | 605,904,000 | 882,247,000 | 1,144,634,000 |
| Interest expense | 128,076,000 | 231,066,000 | 318,761,000 | 392,010,000 |
| Net interest income | 178,452,000 | 374,838,000 | 563,486,000 | 752,624,000 |
| Noninterest income | 59,588,000 | 118,823,000 | 174,965,000 | 221,140,000 |
| Noninterest expense | 202,142,000 | 435,176,000 | 1,043,170,000 | 1,314,171,000 |
| Provision for loan losses | 286,100,000 | 488,602,000 | 695,912,000 | 832,179,000 |
| Pretax income | -252,243,000 | -435,500,000 | -1,015,889,000 | -1,164,382,000 |
| Income tax | -91,811,000 | -165,015,000 | -231,903,000 | -309,516,000 |
| Net income | -160,432,000 | -270,485,000 | -783,986,000 | -854,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,310,243,000 | 2,523,665,000 | 2,476,754,000 | 2,414,384,000 |
| Total capital | 3,123,896,000 | 3,347,754,000 | 3,298,906,000 | 3,228,885,000 |
| Risk-weighted assets | 24,845,651,000 | 25,600,665,000 | 25,359,244,000 | 24,707,739,000 |