Call reports 2007
RBC BANK (USA) — 2007
What RBC BANK (USA) reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,479,479,000 | 25,333,511,000 | 25,507,551,000 | 25,522,710,000 |
| Total loans | 15,872,885,000 | 15,684,687,000 | 15,641,741,000 | 15,847,683,000 |
| Allowance for loan losses | 182,811,000 | 184,863,000 | 200,595,000 | 276,535,000 |
| Securities available for sale | 5,689,011,000 | 5,742,473,000 | 5,672,452,000 | 5,765,887,000 |
| Securities held to maturity | 2,047,000 | 1,935,000 | 1,840,000 | 1,751,000 |
| Trading assets | 6,392,000 | 7,990,000 | 6,686,000 | 15,117,000 |
| Total deposits | 14,206,720,000 | 13,772,112,000 | 13,621,539,000 | 13,704,648,000 |
| Interest-bearing deposits | 13,077,044,000 | 12,690,143,000 | 12,574,626,000 | 12,585,484,000 |
| Noninterest-bearing deposits | 1,129,676,000 | 1,081,969,000 | 1,046,913,000 | 1,119,164,000 |
| Equity capital | 4,210,575,000 | 4,220,463,000 | 4,240,954,000 | 3,497,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 352,472,000 | 731,104,000 | 1,109,957,000 | 1,472,840,000 |
| Interest expense | 184,330,000 | 383,156,000 | 584,528,000 | 780,254,000 |
| Net interest income | 168,142,000 | 347,948,000 | 525,429,000 | 692,586,000 |
| Noninterest income | 42,970,000 | 92,338,000 | 136,995,000 | 185,842,000 |
| Noninterest expense | 164,060,000 | 345,603,000 | 519,684,000 | 1,375,487,000 |
| Provision for loan losses | 8,400,000 | 20,444,000 | 46,347,000 | 136,693,000 |
| Pretax income | 38,609,000 | 74,403,000 | 96,594,000 | -633,449,000 |
| Income tax | 9,012,000 | 17,731,000 | 21,481,000 | -4,154,000 |
| Net income | 29,597,000 | 56,672,000 | 75,113,000 | -629,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,935,762,000 | 1,968,454,000 | 1,987,509,000 | 1,927,111,000 |
| Total capital | 2,352,762,000 | 2,387,065,000 | 2,421,136,000 | 2,388,318,000 |
| Risk-weighted assets | 18,761,984,000 | 18,573,044,000 | 18,581,389,000 | 18,926,495,000 |