Call reports 2006
RBC BANK (USA) — 2006
What RBC BANK (USA) reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,530,812,000 | 20,772,008,000 | 20,989,707,000 | 23,114,957,000 |
| Total loans | 12,795,403,000 | 13,054,722,000 | 13,176,266,000 | 14,455,056,000 |
| Allowance for loan losses | 171,381,000 | 172,049,000 | 166,013,000 | 181,550,000 |
| Securities available for sale | 4,971,711,000 | 4,771,391,000 | 4,870,182,000 | 4,621,403,000 |
| Securities held to maturity | 2,589,000 | 2,424,000 | 2,288,000 | 2,155,000 |
| Trading assets | 5,893,000 | 8,557,000 | 4,884,000 | 4,870,000 |
| Total deposits | 10,434,394,000 | 10,264,088,000 | 10,103,654,000 | 12,113,968,000 |
| Interest-bearing deposits | 9,898,723,000 | 9,642,715,000 | 9,555,117,000 | 11,402,829,000 |
| Noninterest-bearing deposits | 535,671,000 | 621,373,000 | 548,537,000 | 711,139,000 |
| Equity capital | 3,292,672,000 | 3,310,406,000 | 3,386,234,000 | 3,832,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 275,273,000 | 568,280,000 | 877,852,000 | 1,198,910,000 |
| Interest expense | 128,157,000 | 272,112,000 | 434,307,000 | 604,173,000 |
| Net interest income | 147,116,000 | 296,168,000 | 443,545,000 | 594,737,000 |
| Noninterest income | 32,160,000 | 69,928,000 | 108,419,000 | 149,418,000 |
| Noninterest expense | 134,936,000 | 277,747,000 | 412,522,000 | 555,418,000 |
| Provision for loan losses | 5,246,000 | 10,192,000 | 12,612,000 | 16,010,000 |
| Pretax income | 39,094,000 | 78,157,000 | 128,060,000 | 153,346,000 |
| Income tax | 11,981,000 | 24,211,000 | 38,355,000 | 42,337,000 |
| Net income | 27,113,000 | 53,946,000 | 89,705,000 | 111,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,790,069,000 | 1,820,165,000 | 1,860,107,000 | 1,911,406,000 |
| Total capital | 2,009,266,000 | 2,040,202,000 | 2,080,781,000 | 2,148,989,000 |
| Risk-weighted assets | 15,040,194,000 | 15,338,760,000 | 15,598,940,000 | 17,242,801,000 |