Call reports 2003
RBC BANK (USA) — 2003
What RBC BANK (USA) reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,702,446,000 | 19,083,472,000 | 19,440,319,000 | 19,115,476,000 |
| Total loans | 10,320,331,000 | 11,264,210,000 | 11,864,682,000 | 11,624,957,000 |
| Allowance for loan losses | 130,086,000 | 139,387,000 | 140,254,000 | 144,736,000 |
| Securities available for sale | 4,527,079,000 | 4,460,019,000 | 4,005,333,000 | 4,291,541,000 |
| Securities held to maturity | 13,661,000 | 10,776,000 | 8,207,000 | 6,796,000 |
| Trading assets | 4,222,000 | 4,708,000 | 4,464,000 | 4,604,000 |
| Total deposits | 7,724,024,000 | 8,476,207,000 | 8,222,267,000 | 8,839,970,000 |
| Interest-bearing deposits | 7,578,966,000 | 8,179,796,000 | 8,045,418,000 | 8,506,613,000 |
| Noninterest-bearing deposits | 145,058,000 | 296,411,000 | 176,849,000 | 333,357,000 |
| Equity capital | 2,805,544,000 | 2,824,770,000 | 2,964,027,000 | 3,111,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 192,844,000 | 396,483,000 | 602,759,000 | 782,861,000 |
| Interest expense | 61,112,000 | 124,655,000 | 183,369,000 | 237,428,000 |
| Net interest income | 131,732,000 | 271,828,000 | 419,390,000 | 545,433,000 |
| Noninterest income | 74,440,000 | 144,132,000 | 173,067,000 | 209,960,000 |
| Noninterest expense | 145,191,000 | 309,550,000 | 474,144,000 | 649,177,000 |
| Provision for loan losses | 10,124,000 | 23,135,000 | 33,590,000 | 50,739,000 |
| Pretax income | 55,423,000 | 95,965,000 | 97,949,000 | 73,289,000 |
| Income tax | 21,230,000 | 34,224,000 | 32,088,000 | 17,588,000 |
| Net income | 34,193,000 | 61,741,000 | 65,861,000 | 55,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,207,645,000 | 1,147,279,000 | 1,335,466,000 | 1,343,778,000 |
| Total capital | 1,759,666,000 | 1,709,828,000 | 1,797,214,000 | 1,810,460,000 |
| Risk-weighted assets | 11,349,901,000 | 12,016,713,000 | 12,462,696,000 | 12,334,804,000 |