Call reports 2002
RBC BANK (USA) — 2002
What RBC BANK (USA) reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,795,561,000 | 14,075,900,000 | 15,461,667,000 | 15,707,315,000 |
| Total loans | 7,828,624,000 | 7,955,712,000 | 8,553,292,000 | 8,575,267,000 |
| Allowance for loan losses | 106,005,000 | 107,163,000 | 120,677,000 | 120,800,000 |
| Securities available for sale | 3,621,387,000 | 3,733,494,000 | 4,332,159,000 | 4,478,535,000 |
| Securities held to maturity | 0 | 0 | 19,906,000 | 16,632,000 |
| Trading assets | 4,891,000 | 3,819,000 | 3,805,000 | 4,865,000 |
| Total deposits | 7,143,045,000 | 7,044,615,000 | 7,743,745,000 | 7,742,865,000 |
| Interest-bearing deposits | 6,917,531,000 | 6,821,334,000 | 7,457,677,000 | 7,494,481,000 |
| Noninterest-bearing deposits | 225,514,000 | 223,281,000 | 286,068,000 | 248,384,000 |
| Equity capital | 2,327,191,000 | 2,452,843,000 | 2,593,212,000 | 2,613,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 164,502,000 | 327,923,000 | 499,768,000 | 673,832,000 |
| Interest expense | 53,481,000 | 113,062,000 | 176,491,000 | 237,194,000 |
| Net interest income | 111,021,000 | 214,861,000 | 323,277,000 | 436,638,000 |
| Noninterest income | 38,185,000 | 78,319,000 | 121,198,000 | 165,611,000 |
| Noninterest expense | 98,070,000 | 198,236,000 | 308,995,000 | 417,234,000 |
| Provision for loan losses | 13,176,000 | 23,576,000 | 36,376,000 | 44,601,000 |
| Pretax income | 38,816,000 | 73,792,000 | 106,277,000 | 152,742,000 |
| Income tax | 12,209,000 | 22,902,000 | 31,603,000 | 47,067,000 |
| Net income | 26,607,000 | 50,890,000 | 74,674,000 | 105,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 936,515,000 | 1,021,741,000 | 1,058,244,000 | 1,094,615,000 |
| Total capital | 1,511,015,000 | 1,640,043,000 | 1,599,450,000 | 1,637,121,000 |
| Risk-weighted assets | 9,114,261,000 | 9,375,114,000 | 9,576,898,000 | 9,686,406,000 |