Call reports 2001
RBC BANK (USA) — 2001
What RBC BANK (USA) reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,649,106,000 | 13,228,488,000 | 13,579,557,000 | 13,732,419,000 |
| Total loans | 7,770,537,000 | 7,861,452,000 | 7,836,814,000 | 7,836,214,000 |
| Allowance for loan losses | 104,466,000 | 102,917,000 | 101,608,000 | 101,826,000 |
| Securities available for sale | 2,824,320,000 | 2,999,085,000 | 3,355,123,000 | 3,490,357,000 |
| Securities held to maturity | 44,854,000 | 0 | 0 | 0 |
| Trading assets | 3,332,000 | 5,386,000 | 5,426,000 | 5,227,000 |
| Total deposits | 7,496,181,000 | 7,383,522,000 | 7,348,901,000 | 7,387,822,000 |
| Interest-bearing deposits | 6,370,745,000 | 7,084,222,000 | 7,119,471,000 | 7,114,656,000 |
| Noninterest-bearing deposits | 1,125,436,000 | 299,300,000 | 229,430,000 | 273,166,000 |
| Equity capital | 991,804,000 | 2,261,220,000 | 2,320,815,000 | 2,314,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 221,924,000 | 63,430,000 | 252,708,000 | 427,574,000 |
| Interest expense | 116,224,000 | 29,054,000 | 112,792,000 | 179,126,000 |
| Net interest income | 105,700,000 | 34,376,000 | 139,916,000 | 248,448,000 |
| Noninterest income | 43,433,000 | 14,169,000 | 56,248,000 | 97,890,000 |
| Noninterest expense | 88,377,000 | 36,207,000 | 148,269,000 | 262,900,000 |
| Provision for loan losses | 7,100,000 | 2,420,000 | 9,110,000 | 24,310,000 |
| Pretax income | 54,335,000 | 11,803,000 | 41,055,000 | 67,343,000 |
| Income tax | 18,627,000 | 5,499,000 | 22,106,000 | 36,420,000 |
| Net income | 35,708,000 | 6,304,000 | 18,949,000 | 30,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 817,502,000 | 838,537,000 | 872,142,000 | 905,283,000 |
| Total capital | 1,046,968,000 | 1,060,993,000 | 1,409,821,000 | 1,460,476,000 |
| Risk-weighted assets | 8,852,273,000 | 9,032,191,000 | 9,068,526,000 | 9,326,784,000 |